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Electric Wheelchairs

Comprehensive cover for electric wheelchairs.

Powerchairs can be a significant investment, and replacing one out of pocket is rarely realistic. Our specialist policies cover the chair, its electronics, batteries and any approved accessories — at home, in your vehicle, and when you're out and about.

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Cover Highlights

What's included as standard

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Accidental damage

Full repair or replacement following accidental damage.

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Theft & vandalism

Cover anywhere in the UK and most overseas destinations.

£2m liability

Third-party injury or property damage cover.

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Breakdown & recovery

Get you and your chair back home if it fails.

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Battery cover

Replacement batteries are included on most policies.

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In-vehicle damage

Cover while in transit inside a car or WAV.

Why a specialist policy matters

Home insurance might mention "personal possessions away from home", but the limits are usually low and exclusions broad. A specialist powerchair policy is built for the real-world risks of an electric wheelchair — including battery damage, water ingress, electronics failure and damage in transit.

  • New-for-old replacement on chairs under 5 years old
  • No reduction in value for fitted accessories
  • Cover for both indoor and outdoor models
  • Optional hire chair allowance during repair
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Protect what gets you moving

Whether your chair cost £2,000 or £20,000, we'll arrange a policy that genuinely fits.

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