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Buildings & Contents

Home insurance that recognises an adapted home.

If you've invested in adaptations — a stairlift, wet room, ramp or specialist kitchen — a standard policy often won't reflect that in either the rebuild value or the contents schedule. We arrange home insurance that covers your house as it actually is, not as the average home looks on a comparison site.

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Cover Choices

Buildings, contents — or both

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Buildings Insurance

Covers the structure of your home — walls, roof, fitted bathrooms and kitchens, plus permanent adaptations like ramps and lifts.

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Contents Insurance

Covers your belongings against theft, fire and accidental damage. Includes furniture, appliances and mobility equipment kept at home.

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Combined Policy

Buildings and contents bundled into a single policy — often cheaper than two stand-alone policies, with one renewal date.

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Optional extras worth knowing about

  • Accidental damage to contents (e.g. red wine on the new carpet)
  • Personal possessions cover away from the home
  • Cover for mobility equipment inside and outside the home
  • Home emergency cover (boiler, plumbing, lock-outs)
  • Legal expenses cover for everyday disputes
  • Cycle cover for everyday and high-value bikes
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Protect the place you call home

It only takes a couple of minutes to start a home insurance quote.

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